Ira Limits 2024 Married Filing Separately. Your filing status is single, head of household, or married filing separately and you didn’t live with your spouse at any time in 2024 and your modified agi is at least $146,000. The roth ira contribution limits are $7,000, or.

There are strict contribution limits for roth iras when you’re married filing separately. For 2024, the total contributions you can make to any ira (traditional or roth) can’t be more than the following limits: